If your basis to open a bank account is the withdrawal limit, we got you. We listed here the daily maximum amount you can get from ATMs of Philippine banks.
ATM Limit for Withdrawal
Each bank has its daily withdrawal limit in ATM. However, some banks will also include fund transfers using online channels such as the bank’s website and through their apps.
| Bank | Daily Withdrawal Limit (Php) | Maximum Amount per Transaction (Php) |
|---|---|---|
| Asia United Bank | 50,000 | |
| BDO | 50,000 | 10,000 |
| Bank of Commerce | 20,000 | |
| BPI | 20,000 (adjustable in App) | |
| Chinabank | 50,000 | |
| Landbank | 50,000 | |
| Metrobank | 50,000 | |
| PSBank | 30,000 | |
| RCBC | 50,000 | 20,000 |
| Security Bank | 50,000 | |
| Unionbank | 20,000 (100,000 depending on acquirer’s limit) | 10,000 |
Related: ATM Fees for Withdrawal and Balance Inquiry
How long is the ATM update for withdrawal? You can withdraw again from the ATM after 24 hours. The system will refresh the accounts so that depositors can withdraw again from machines.
One good feature of having the bank’s app is you can adjust the daily limit. I usually do it over my BPI and BDO apps. However, my other transfer channels will be reduced as I adjust the ATM limit.
How to Increase Daily Withdrawal Limit
Some banks may be able to modify your account to have higher daily limits for withdrawal. If you are a preferred client, you may request to increase the amount of money you can withdraw per day.
Leave a Reply